Rates, Fees and Extensions

LoansPayday.info does not make loans or credit decisions. Once you fill out the short, easy-to-understand online application, we simply connect consumers looking for online loan options.

For additional questions, visit our FAQ.

Loan Rates and Fees

All lenders determine their own fees, rates, and terms according to their own specific guidelines. The information which you provide is used to formulate the terms of your loan along with any repayment history and credit rating. LoansPayday.info does not have any role in the approval process or final decision.

We make every effort to match you with an appropriate lender but cannot guarantee that you will be successfully matched. Please note that not everyone will qualify for a payday loan. Approval is NOT guaranteed.

All payday loans come with fees and interest. These loans are designed to be repaid in a very short period of time- sometimes within two weeks. Consumers are encouraged to fully review and completely understand the loan agreement before signing. Lenders are required to inform you of all fees, rates and terms in writing before you sign any loan contract.

The total cost of your loan will depend on the amount of money you borrow. Therefore, it is always in your best interest to only borrow what you really need. Payday loans are meant to help you handle an unexpected financial emergency. They should not be considered as a solution to long-term debt problems.

Loan Extensions and Renewals

If you are unable to repay your loan by the due date, contact your lender immediately and explain your financial situation.

If you wish to renew your loan until your next paycheck, be prepared to pay an "extension fee" that may be assessed by the lender. Lenders have their own loan extension policies and options may vary since some states have a ban.