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Missouri Payday Loans

The payday loan industry is thriving in Missouri. It is easy to find a Missouri payday loan to get the money you need. You need only look as closely as the nearest strip mall. However, it isn't always convenient to go searching for one. Sometimes, you just don't feel like getting dressed and leaving the house. When the feeling strikes you, simply log onto, and we can get you the money you need. You can get it fast, easy, and with no hassle at all.

When you go to, you can quickly scan through our loan products, and choose the payday loan that's right for you. Simply fill out the easy-to-use application, and you're well on your way. When your application is approved, your money is directly deposited into your bank account. The money arrives in as little as a few hours. When you need quality Missouri payday loan services, make sure to submit your application to We're always here to help.

Missouri Payday Loan Lending Laws

Payday lending is completely legal in Missouri. There are enough payday loan lenders in the state, and they wield enough power to influence many decisions about their industry. Even with all their power, Missouri payday loan businesses still offer some of the fairest terms in the nation. The terms of the loans are very generous, and the length of the loan can vary from fourteen to thirty days. Borrowers may obtain loans for amounts up to five hundred dollars. While many states do not cap the interest rates that are permitted for payday loans, Missouri does. Missouri caps these rates at 1,980 percent. Granted, this is a very high interest rate, but it's important to note that not all companies charge a rate so high.

Many Missouri payday loan businesses charge fees that approach 75% of the original loan amount. For each 100 dollars borrowed, 175 dollars must be repaid. Again, while the state does permit this, many payday lenders charge fees that are significantly lower. These fees are incurred over a period of weeks for many payday loan products.

In Missouri alone, there are over 1,257 payday loan businesses in operation. This can be attributed to the relative lack of government regulation when compared to many states. When businesses are able to escape the majority of regulation, they are able to operate much more efficiently, leading to prosperity.

If you are in immediate need of cash, look no further. is able to provide the cash you need in the quickest and most efficient way possible. We are able to meet your needs no matter why you need the money. We don't even have to ask the reason for the loan. If you need the money, simply fill out our simple, secure online application, and we can get you the money you need for anything! Missouri payday loans are our specialty, and we can help you avoid late fees, interest penalties, and growing debt. Residents in Missouri depend on businesses such as ours to help them make ends meet when they just can't quite do it themselves, and we are honored to help. Our payday loan services are the best in the industry, and our easy to understand loan products can fill almost any immediate need. By filling out our online application, you can get your money right away, and stop worrying about the bills, shut-off notices, and bill collectors calling you.

We understand that you can't always wait until payday to pay your bills. Sometimes, things come due between paychecks, and if you have a payment that must be made, you have no choice. Many "same as cash" lenders will charge you all your back interest if you are even a single day late making your payment. That's when we can help. We can help you save your good name, and certainly help with your stress. Simply visit to learn more.

Residents of Missouri can get a Missouri payday loan fast! We give you no trouble at all. Just fill out our application, and the money is deposited into your account quickly. We can help you take care of emergency expenses, as well. Is your car in the shop unexpectedly? Did you forget your anniversary? We can save you the embarrassment and stress of late bill payments. Just go to, and we can lend you the money you need. Simply pay us back when you get paid.

You can trust us to provide you with the services you need in your time of need. We keep your information private, and your application is totally secure. We treat you as a member of our family, and you can use us to help prop you up when you get behind. We give you priority when you need it most, and we make it easy to access your money. Just log on, fill out the form, and you'll have the money you need!

Missouri has passed a few payday loan laws since 2002. That year, a bill was passed called SS/SCS/SB884. It says that a borrower must pay back the full amount of the loan, plus any interest and fees over 75 percent of the loan amount. This includes any renewal penalties for late payment. A payday loan can be renewed if the borrower can't pay back the full amount in the allotted time, but for no longer than 31 days. The State of Missouri considers a loan transaction to be completed only if the lender has presented the check for payment, or the borrower is able to receive a new loan. The bill also restricts the amount of the payday loans issued to a borrower by a lender. No borrower may have more than 500 dollars in loans outstanding to a single lender. If the customer closes their account before the lender can present their check for deposit, it is considered a prosecutable crime. The same is true if the borrower stops payment on the check written to the lender.

Missouri Unemployment Statistics

Over the past ten years, unemployment in Missouri has remained between 2.9 and 6.4 percent. In January 2005, the unemployment rate was 6.4 percent. This rate fell to 5.2 percent by the same time next year. This left 157,324 people out of work.