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EZMoney

Getting a payday loan from EZMoney is fast, easy and super convenient. EZMoney has a great website that you can register your account and then access their loan application form. Any time you find that you are short on cash before your payday, you can get a payday loan from EZMoney. All you need to do is download the application form and then take it into one of the local EZMoney stores near you.

EZMoney has over 400 stores located in 7 states; Arizona, Iowa, Missouri, Montana, Nebraska, North and South Dakota. Depending on what state you live in, you can borrow anywhere from $100-$500 against your next paycheck. These loans are regulated by the individual states so that is why the amounts may vary. The fees may vary also depending on state regulations. The payday cash loan approval takes less than 10 minutes of your time. Payday loans are short term loans that are typically due and payable in full on your next payday.

If you just need a little money to pay for an unexpected bill or you are just short on cash, payday loans are a great financial tool to take advantage of. EZMoney has a lot of happy customers that have gotten payday loans thru them. If you want to get one of their payday loans, all you need to do is take in your filled out application, a recent bank statement to prove you have an active bank account, your driver's license or other photo ID from a governmental entity. Also a check stub as proof of employment should be taken with you. Government checks for benefits such as Social Security checks are accepted as proof of income as well.

EZMoney also offers pawn loans through EZPawn in over 650 locations in the US and Mexico.

EZMoney Ratings

0 is lowest, 5 is highest
  • Average 2.1
  • Service 1.6
  • Cost 1.8
  • Time 3.2
  • Use Again 1.8

EZMoney Reviews

These guys are complete jerks and are not following the law. I took out a $550 title loan in November. Then in December title loans were outlawed in the state. They told me I had to pay $250 every two weeks for two months, because the loans were outlawed. That is a lot of money for me and I was not happy. On my third payment I was going to pay the whole thing off, but I was 2 days late on my payment and they came and repo'd my vehicle one hour before I made my payment. In my state they have to Wisconsin they have to send you a letter 15 days prior to taking possession of a vehicle. Well, guess what, I recieved the letter 2 days after they took my vehicle. I was able to get my car back that day, but it cost me an extra $250. What a bunch of crooks!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! From: Anonymous Location: Wisconsin
  • 1.75 Average
  • 1 Service
  • 1 Cost
  • 4 Time
  • 1 Use Again

EZ Money

EZMoney gives you the option to make your own payment plan for the first 6 payments. Up until that 6th payment you have to pay atleast the interest. After the 6th payment you have to pay the interest and atleast 50 dollars towards your principal. This is so that your loan does not just keep going and going. Also there is no 5 day cooling off period, there is a 3 day cooling off period if you did not make your payment on time and the funds had to be taken out of your checking account. As the other person was saying, a payday or auto title loan should always be a last resort since the interest will be high. From: Anonymous Location: Texas
  • 0 Average
  • 0 Service
  • 0 Cost
  • 0 Time
  • 0 Use Again

Rip-off

They are a rip-off just like the other similar places. From: Anonymous Location: Texas
  • 1 Average
  • 1 Service
  • 1 Cost
  • 1 Time
  • 1 Use Again

Auto Title Loans are too expensive if not paid right away...

If you get an auto title loan for $650 you pay $176.38 a month. If you don't pay it right away and pay just the finance charge and you pay for 6 months that adds up to $1058.28. After you have paid that much you still owe $800 some odd dollars. Then you start paying $176.38 +at least $50 to start taking away from the original $650. That adds up to a lot of money. That is more than $2000 for a $650 loan. Don't get into these loans if you can help it. From: Anonymous Location: Texas
  • 1.25 Average
  • 1 Service
  • 1 Cost
  • 2 Time
  • 1 Use Again

Cash loans with EZ Money

I got the best payday loan with EZ Money. I've used other lenders for loans before, but EZ Money was the best, quickest, most efficient, and they didn't charge me a ton like some of the other companies had before. I got my $400 at a very fair rate. From: Anonymous Location: Iowa
  • 4.5 Average
  • 4 Service
  • 5 Cost
  • 4 Time
  • 5 Use Again

EZ Money is robbing customers!

EZ Money robs customers with their "cooling off" period between three loans. When you go in to renew the loan they then make it due on the next pay period with no regard to the 5 days that they took from you on the "cooling off" period.
They are also not telling customers about their option to go on a payment plan. They started out telling customers that they did not offer the payment plan but a customer could pay more during a rollover to bring the balance of the loan down now this month they are all of a sudden offering a payment plan again, hm?
EZ Money has taken large sums of money from it's customers through these two tactics all in the name of making a profit. Unfortunate. I want my money back and I am going to fight for it! From: Anonymous Location: Denver
  • 2 Average
  • 1 Service
  • 1 Cost
  • 5 Time
  • 1 Use Again